Name: 保險背後反直覺的心理
Uploaded: 2022-02-23T21:20:45Z
Duration: 16 min 12 s
Description: 你買保險的真正理由，可能不只是保護你的荷包，還有取悅你的心理。行為心理學家歐薇特‧泰科辛斯基要來探討保險和「魔法思考」扭曲現實風險之間的關係，讓你反思你自己的邏輯依據。

歐薇特‧泰科辛斯基: 保險背後反直覺的心理

保險背後反直覺的心理

你買保險的真正理由，可能不只是保護你的荷包，還有取悅你的心理。行為心理學家歐薇特‧泰科辛斯基要來探討保險和「魔法思考」扭曲現實風險之間的關係，讓你反思你自己的邏輯依據。

Buying insurance feels like a shield against disaster, but research shows it mainly soothes our worries instead of changing real risks. In one study, simply reminding people they had health insurance made them believe even a war in Europe was less likely. Our brains confuse emotional comfort with actual protection, leading many to over-insure against unlikely events like a tsunami in Paris. This emotional logic can quietly drive us to unnecessary spending and false security.