如果我們購買、銷售、和支付的方式改變了，會如何？也許甚至不再需要銀行或是貨幣兌換局了？這是一個由加密貨幣（如比特幣和以太坊）所驅動之世界的根本承諾。我們還沒走到那一步，但在這場很有火花的演說中，數位貨幣研究者內哈娜魯拉描述了貨幣的集體想像－並描繪出一個非常不同的未來。

貨幣的未來

Money holds value only because people agree it does, whether it's limestone Rai stones at the bottom of the ocean or gold bars labeled for France. Digital transactions now move money as simple entries in databases, but friction from banks and payment companies slows innovation and locks out many people. Cryptocurrencies offer a vision of money directed by software, not gatekeepers, enabling permissionless exchange on a global scale. As programmable money spreads, it challenges traditional power structures and opens new, unpredictable possibilities for how value is shared and used.

Programmable Money Will Disrupt Banks and Rewrite Value

business

capitalism

computers

data

economics

future

money

potential

shopping

social change

society

software

technology

Internet

blockchain

cryptocurrency

transportation

international development

online privacy

TED Institute Talk

內哈娜魯拉: 貨幣的未來