Can credit scores be determined by cellphone data?

Name: Can credit scores be determined by cellphone data?
Uploaded: 2018-02-12T16:12:06Z
Duration: 10 min 5 s
Description: 70% of African households own cellphones but less than 35% have access to credit. Mining non-traditional forms of credit via available technologies, Eric Mibuari asks if this "mobile continent" can use cellphones to access what they need most: loans.

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Eric Mibuari |

TED@IBM

• October 2015

70% of African households own cellphones but less than 35% have access to credit. Mining non-traditional forms of credit via available technologies, Eric Mibuari asks if this "mobile continent" can use cellphones to access what they need most: loans.