Shivani Siroya

Brainstormer, Change Agent, Concerned citizen, Entrepreneur, Explorer, Finance professional, Potential employer, Technologist

Shivani Siroya is the founder of Tala, a financial technology company dedicated to providing inclusive financial services globally. Tala's mobile-first platform utilizes cutting-edge technologies like artificial intelligence and blockchain to offer instant access to credit, transactions, bill pay, and remittance services. Siroya's vision is to empower underserved populations, known as the Global Majority, by revolutionizing traditional financial systems. Through Tala, she aims to unlock the economic potential of billions of people excluded from the current financial infrastructure, fostering trust and customer-centric financial solutions. Siroya's work has garnered recognition, with Tala being featured on prestigious lists like Forbes Fintech 50 and CNBC's Disruptor 50.

Data, trust, identity, psychology, human brain, human decisions, credit scores, financial access, women, banking, mobile money, money usage, mindsets, agency, poverty

The creation of a true financial marketplace! Imagine a world where EVERYONE was viewed equally - by their daily habits or life decisions. Through the use of mobile technology we capture 'daily life' data: financial, demographic, behavioral and geo-spacial and social graph data allowing us to view each person individually and in real-time. We're flipping the traditional financial system and credit scoring models by putting power into the hands of newly empowered consumers in emerging markets. Now the underbanked no longer has to remain excluded but rather is viewed in real-time in their own context. Through our android platform and unique data, we deliver INSTANT credit access and financial products to consumers in emerging markets. We’ve delivered > $4.5B in access to credit and financial products to over >8.5M customers across Kenya, Philippines, Mexico and India.

AI, Blockchain, Data science, Econometrics, Entrepreneurship, Finance, Financial inclusion, Financial institutions, Financial services, Inclusion, Infrastructure building, Job skills training, Microfinance, Mobile technology, Risk management

Would love to share my zigzagging life story with you!

horse back riding, playing the cello, carrom, gymnastics, HIIT, multiplication tables